A reference document: what needs a permit, what it costs, how long it takes, and the size, boathouse, flotation and dredging limits that decide what can actually be built.
Scope
Section 26a of the TVA Act, with regulations at 18 CFR Part 1304, requires TVA approval before construction, operation or maintenance of any obstruction affecting navigation or flood control on the Tennessee River system.
That expressly includes:
Modifications to an existing facility require a new permit.
Fees
TVA’s application fee for minor shoreline alterations — residential docks, piers and boathouses — is $1,000.
Major activities (community docks, commercial marinas, launching ramps, dredging, bridges, utility crossings) carry the same $1,000 initial fee, and applicants may be charged for costs exceeding it. The underlying fee schedule at 18 CFR Part 1310 permits $100 to $5,000 depending on administrative cost recovery.
Timeline
TVA states it strives to issue permits for minor construction within 100 days, and that timeframes can extend to 120 days.
Permits expire if construction has not begun within 18 months.
Process
New buyers
Permits do not transfer with the deed. A new owner must apply within 60 days of purchase, even when the dock already exists and was permitted for the previous owner.
This is the single most common permit problem on lakefront closings.
18 CFR §1304.204
Same section
§1304.400
§1304.207
Beyond TVA
TVA states you may also need permits from the state water quality office and/or the US Army Corps of Engineers, and that TVA may not be able to issue a 26a permit until a water quality permit or waiver is in hand.
Accuracy
Fee schedules and processing targets change. Everything on this page reflects TVA’s published guidance as of August 2026 — confirm current figures with TVA at 1-800-882-5263 before you budget.
Describe the dock you want and your frontage. We can usually tell you which of these numbers is the binding one before you file anything.
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